> Options

Whatever your requirements are we have the loan choice for your financial situation including: Portfolio Loans, Non-Recourse Loans, Floating Home Loans, Conventional Loans, Jumbo Loans, and Wholesale Portfolio Products.

Portfolio Loans: Sometimes the square peg does not fit in a round hole. For that reason, Pacific Crest Savings Bank has portfolio loan programs for borrowers who don't fit the exact qualification requirements of conventional or jumbo loan programs. These portfolio loans allow us to make loans for unique situations that most lenders will not accept. More info...

Financing for Self-Directed Retirement Accounts (Non-Recourse Loans): Unique financing designed for the non-recourse loan requirements for purchases and refinances of rental properties located in the State of Washington. More info...

Floating Homes: The Puget Sound area offers an extraordinary housing experience - living directly on the water in a unique floating home.  However, if you own a floating home, of if you are in the market to purchase one, you know that most lenders aren't able to offer this type of financing.  Pacific Crest can!. More info...

Conventional Loans: Conventional loans include fixed rate, adjustable rate and balloon loans of $417,000, or less. Conventional simply means loans that are not insured by a governmental agency.  More info...

Jumbo Loans: Jumbo loans are similar to conventional loans with the exception that the loan amounts are above $417,000 and qualifying, rates and loan to value guidelines may differ.  More info...