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Interest Checking

Earn a competitive interest rate while maintaining a low minimum balance.  

Account Details
  • $500 minimum initial deposit
  • $2,500 minimum daily balance requirement, to avoid service fee
  • $15 monthly service fee if minimum daily balance falls below $2,500
  • Earns a competitive interest rate, compounded daily and paid to the account monthly
  • No direct deposit requirement
  • First order of basic checks is free
  • Free access to online banking
  • Free Bill Payer*
  • Pacific Crest Savings Bank does not provide, nor accept, cash
  • Please contact a banking specialist for more information

*Bill Payer is free, but must be utilized at least once every 90 days.  If you do not pay a bill within a 90-day period, we may cancel the Bill Payer portion of Online Banking.